:root {
  --ink:#121318;
  --muted:#656b78;
  --paper:#fff;
  --canvas:#f3f5f7;
  --line:#e2e6eb;
  --yellow:#ffd43b;
  --yellow-hover:#ffc800;
  --blue:#1769ff;
  --blue-dark:#0b4fd8;
  --mint:#15b981;
  --violet:#8b68f8;
  --night:#101114;
  --radius:22px;
  --container:1240px;
  --shadow:0 18px 50px rgba(18,19,24,.09);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.alpha-page{--blue:#e21a22;--blue-dark:#b81118}
.vtb-page{--blue:#0875e1;--blue-dark:#0057b8}
.sber-page{--blue:#21a038;--blue-dark:#14852b}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
img{display:block;max-width:100%}
.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}
.skip-link{position:fixed;z-index:200;top:10px;left:10px;padding:11px 15px;border-radius:10px;background:#fff;transform:translateY(-150%)}
.skip-link:focus{transform:none}
:focus-visible{outline:3px solid rgba(23,105,255,.34);outline-offset:3px}
.header{position:sticky;z-index:100;top:0;border-bottom:1px solid rgba(226,230,235,.9);background:rgba(255,255,255,.92);backdrop-filter:blur(18px)}
.header__inner{display:flex;min-height:62px;align-items:center;gap:22px}
.brand{display:inline-flex;align-items:center;gap:9px;font-size:15px;font-weight:850;letter-spacing:-.03em;white-space:nowrap}
.brand__mark{display:grid;width:36px;height:36px;place-items:center;border-radius:12px;background:var(--yellow);font-size:18px}
.header__nav-shell{display:flex;min-width:0;flex:1;align-items:center}
.main-nav{display:flex;min-width:0;align-items:center;gap:20px;margin-right:auto;color:#3d424d;font-size:14px;font-weight:650}
.main-nav a{flex:0 0 auto;white-space:nowrap}
.main-nav a:hover{color:var(--blue)}
.header__actions{display:flex;align-items:center;gap:9px}
.nav-scroll-button{display:none;flex:0 0 auto;width:42px;height:42px;place-items:center;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--ink);box-shadow:0 5px 16px rgba(18,19,24,.1);cursor:pointer;font-size:22px;font-weight:750;line-height:1;transition:background .18s ease,color .18s ease,opacity .18s ease}
.nav-scroll-button[hidden]{display:none}
.nav-scroll-button:hover{background:var(--blue);color:#fff}
.nav-scroll-button:disabled{opacity:.32;cursor:default}
.button{display:inline-flex;min-height:48px;align-items:center;justify-content:center;gap:8px;padding:0 20px;border:0;border-radius:13px;cursor:pointer;font-weight:760;transition:transform .18s ease,background .18s ease,box-shadow .18s ease}
.button:hover{transform:translateY(-2px)}
.button--yellow{background:var(--yellow);color:#151515}
.button--yellow:hover{background:var(--yellow-hover)}
.button--blue{background:var(--blue);color:#fff}
.button--blue:hover{background:var(--blue-dark)}
.button--light{border:1px solid var(--line);background:#fff;color:var(--ink)}
.button--small{min-height:42px;padding-inline:15px;font-size:14px}
.header-cta-attention{position:relative;isolation:isolate;overflow:hidden;animation:header-cta-pulse 3s ease-in-out infinite}
.header-cta-attention>span{position:relative;z-index:2}
.header-cta-attention::after{content:"";position:absolute;z-index:1;top:-45%;bottom:-45%;left:-35%;width:30%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.88),transparent);transform:translateX(-220%) skewX(-18deg);pointer-events:none;animation:header-cta-shine 3s ease-in-out infinite}
.cta-action-icon{display:grid;width:25px;height:25px;flex:0 0 25px;place-items:center;border:1px solid rgba(255,255,255,.55);border-radius:50%;font-size:15px;font-weight:900;line-height:1;animation:cta-icon-turn 3s ease-in-out infinite}
.mobile-floating-cta{display:none}
@keyframes header-cta-shine{0%,58%{transform:translateX(-220%) skewX(-18deg)}82%,100%{transform:translateX(620%) skewX(-18deg)}}
@keyframes header-cta-pulse{0%,58%,100%{box-shadow:0 0 0 0 rgba(23,105,255,0)}68%{box-shadow:0 0 0 7px rgba(23,105,255,.14)}82%{box-shadow:0 0 0 0 rgba(23,105,255,0)}}
@keyframes cta-icon-turn{0%,58%{transform:rotate(0)}82%,100%{transform:rotate(360deg)}}
.eyebrow{margin:0 0 12px;color:var(--blue);font-size:12px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}
.section{padding:clamp(58px,8vw,104px) 0}
.section--soft{background:var(--canvas)}
#banks{padding-top:clamp(29px,4vw,52px)}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:28px}
.section-head__copy{max-width:740px}
.section-title{margin:0;font-size:clamp(30px,4.1vw,52px);line-height:1.04;letter-spacing:-.048em}
.section-intro{max-width:760px;margin:14px 0 0;color:var(--muted);font-size:17px}
.text-link{color:var(--blue);font-weight:760}
.text-link:hover{text-decoration:underline}

.hero{padding:18px 0 0}
.hero__panel{display:grid;min-height:clamp(330px,38vh,380px);overflow:hidden;grid-template-columns:1.08fr .92fr;border-radius:26px;background:var(--night);color:#fff}
.hero__copy{align-self:center;padding:clamp(22px,2.6vw,34px)}
.hero__badge{display:inline-flex;align-items:center;gap:7px;padding:6px 10px;border:1px solid #393b42;border-radius:999px;background:#1a1b20;color:#d1d4dc;font-size:12px}
.hero h1{max-width:620px;margin:12px 0 10px;font-size:clamp(32px,3.4vw,46px);line-height:1;letter-spacing:-.05em}
.hero h1 span{color:var(--yellow)}
.hero__lead{max-width:590px;margin:0;color:#c1c4cc;font-size:clamp(14px,1.15vw,16px);line-height:1.45}
.hero__actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.hero__actions .button{min-height:40px;padding-inline:16px;font-size:14px}
.hero__facts{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:14px;color:#9499a4;font-size:11px}
.hero__facts b{color:#fff}
.hero__visual{position:relative;display:grid;min-height:310px;place-items:center;overflow:hidden;background:#f7f4ec}
.hero__visual:before,.hero__visual:after{content:"";position:absolute;width:390px;aspect-ratio:1;border:1px solid rgba(18,19,24,.08);border-radius:50%}
.hero__visual:after{width:500px}
.hero__card{position:relative;z-index:1;width:min(100%,600px);transition:transform .25s ease}
.hero__card:hover{transform:scale(1.015)}
.hero__card img{display:block;width:100%;height:auto}
.hero__caption{position:absolute;z-index:2;right:18px;bottom:16px;padding:6px 9px;border:1px solid rgba(255,255,255,.14);border-radius:999px;background:rgba(12,13,16,.73);color:#bfc3cc;font-size:11px;backdrop-filter:blur(9px)}

.toc{padding:26px 0 0}
.toc__panel{display:flex;align-items:center;gap:18px;padding:17px 20px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 8px 25px rgba(18,19,24,.04)}
.toc__title{flex:0 0 auto;font-weight:800}
.toc__scroll-shell{display:flex;min-width:0;flex:1;align-items:center;gap:8px;overflow:hidden}
.toc__links{display:flex;min-width:0;flex:1;gap:8px;overflow-x:auto;overscroll-behavior-x:contain;scroll-behavior:smooth;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.toc__links::-webkit-scrollbar{display:none}
.toc__links a{flex:0 0 auto;padding:9px 13px;border-radius:999px;background:var(--canvas);color:#454b57;font-size:14px;font-weight:650}
.toc__links a:hover{background:#e8efff;color:var(--blue)}

.filters{display:flex;gap:9px;margin:24px 0 30px;overflow-x:auto;padding-bottom:4px;scrollbar-width:none}
.filter{flex:0 0 auto;min-height:43px;padding:0 16px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#454b57;cursor:pointer;font-weight:680}
.filter[aria-pressed="true"]{border-color:var(--ink);background:var(--ink);color:#fff}
.bank-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.bank-card{display:flex;min-width:0;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:transform .2s ease,box-shadow .2s ease}
.bank-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.bank-card[hidden]{display:none}
.bank-card__visual{position:relative;display:grid;min-height:245px;place-items:center;overflow:hidden;background:linear-gradient(140deg,#eaf0ff,#f7f8fa)}
.bank-card--tbank .bank-card__visual{background:radial-gradient(circle at 50% 50%,rgba(255,212,59,.36),transparent 35%),#151619}
.bank-card--alfa .bank-card__visual{background:linear-gradient(145deg,#ffe9e8,#fff6f5)}
.bank-card--sber .bank-card__visual{background:linear-gradient(145deg,#e5fff4,#e4f4ff)}
.bank-card--vtb .bank-card__visual{background:linear-gradient(145deg,#e2efff,#edf3ff)}
.bank-card--yoomoney .bank-card__visual{background:linear-gradient(145deg,#eee7ff,#faf4ff)}
.bank-card__visual--image{isolation:isolate;background:#151619}
.bank-card__visual--image:after{content:"";position:absolute;z-index:1;inset:0;background:linear-gradient(180deg,rgba(6,7,9,.22),transparent 34%,rgba(6,7,9,.45))}
.bank-card__image{position:absolute;z-index:0;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.bank-card__brand{position:absolute;z-index:2;left:14px;bottom:14px;padding:7px 11px;border:1px solid rgba(255,255,255,.28);border-radius:10px;background:rgba(12,13,16,.72);color:#fff;font-size:16px;font-weight:900;letter-spacing:.025em;backdrop-filter:blur(8px)}
.bank-card__product{display:grid;width:70%;aspect-ratio:1.586/1;place-items:center;border-radius:18px;background:linear-gradient(145deg,#2b2d34,#07080b);box-shadow:0 20px 36px rgba(17,19,24,.24);color:#fff;font-size:18px;font-weight:900;letter-spacing:.03em;transform:rotate(-5deg)}
.bank-card--alfa .bank-card__product{background:linear-gradient(145deg,#ff6b62,#b91b21)}
.bank-card--sber .bank-card__product{background:linear-gradient(145deg,#3bd898,#1177c8)}
.bank-card--vtb .bank-card__product{width:47%;aspect-ratio:.85/1;border-radius:28px;background:linear-gradient(145deg,#2278ff,#083996);transform:rotate(5deg)}
.bank-card--yoomoney .bank-card__product{background:linear-gradient(145deg,#a978ff,#5d29c9)}
.bank-card__product small{position:absolute;right:15px;bottom:12px;font-size:9px;letter-spacing:.12em;opacity:.76}
.bank-card__status{position:absolute;z-index:2;top:14px;left:14px;padding:6px 10px;border-radius:999px;background:#fff;color:#333843;font-size:11px;font-weight:820}
.bank-card__body{display:flex;flex:1;flex-direction:column;padding:22px}
.bank-card__meta{margin-bottom:7px;color:var(--muted);font-size:12px;font-weight:650}
.bank-card h3{margin:0;font-size:24px;line-height:1.12;letter-spacing:-.035em}
.bank-card p{margin:11px 0 17px;color:#555b68}
.tag-row{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:20px}
.tag{padding:5px 8px;border-radius:8px;background:var(--canvas);color:#59606d;font-size:11px;font-weight:690}
.bank-card__actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto}

.direction-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}
.direction{min-height:220px;padding:23px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:transform .2s ease,box-shadow .2s ease}
.direction:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.direction__icon{display:grid;width:48px;height:48px;margin-bottom:34px;place-items:center;border-radius:15px;background:#e9efff;font-size:22px}
.direction:nth-child(2) .direction__icon{background:#fff2c4}
.direction:nth-child(3) .direction__icon{background:#e1f8ef}
.direction:nth-child(4) .direction__icon{background:#efe8ff}
.direction h3{margin:0 0 8px;font-size:21px;line-height:1.15;letter-spacing:-.03em}
.direction p{margin:0;color:var(--muted);font-size:14px}

.compare-shell{overflow:hidden;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow)}
.compare-note{display:grid;grid-template-columns:1fr 1fr;gap:35px;padding:clamp(26px,5vw,52px);background:linear-gradient(115deg,#fff,#edf3ff)}
.compare-note p{color:var(--muted)}
.mini-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.mini-step{padding:15px;border-radius:17px;background:rgba(255,255,255,.8);font-size:13px}
.mini-step b{display:grid;width:31px;height:31px;margin-bottom:12px;place-items:center;border-radius:10px;background:var(--ink);color:#fff}
.table-wrap{overflow-x:auto}
table{width:100%;min-width:820px;border-collapse:collapse}
th,td{padding:17px 20px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:#fafbfc;color:var(--muted);font-size:11px;letter-spacing:.06em;text-transform:uppercase}
td:first-child{font-weight:790}
.status{display:inline-flex;padding:4px 8px;border-radius:999px;background:#dff7ed;color:#087453;font-size:11px;font-weight:800}
.status--check{background:#fff1c4;color:#745800}

.guide-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:22px}
.guide-aside{padding:28px;border-radius:var(--radius);background:var(--night);color:#fff}
.guide-aside h2,.guide-aside>h3{margin:0 0 13px;font-size:34px;line-height:1.05;letter-spacing:-.045em}
.guide-aside p{color:#b8bbc4}
.guide-list{display:grid;gap:12px;margin:0;padding:0;list-style:none;counter-reset:guide}
.guide-list li{position:relative;padding:21px 21px 21px 68px;border:1px solid var(--line);border-radius:18px;background:#fff;counter-increment:guide}
.guide-list li:before{content:counter(guide);position:absolute;top:17px;left:17px;display:grid;width:35px;height:35px;place-items:center;border-radius:11px;background:var(--yellow);font-weight:850}
.guide-list b{display:block;margin-bottom:4px;font-size:18px}
.guide-list span{color:var(--muted)}

.how{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:start}
.how__text{max-width:750px}
.how__text h2{margin:0 0 16px;font-size:clamp(31px,4vw,50px);line-height:1.05;letter-spacing:-.045em}
.how__text p{color:#505663;font-size:17px}
.definition{display:grid;grid-template-columns:180px 1fr;margin-top:25px;overflow:hidden;border:1px solid var(--line);border-radius:18px}
.definition dt,.definition dd{margin:0;padding:13px 16px;border-bottom:1px solid var(--line)}
.definition dt{background:#f8f9fb;font-weight:780}
.definition dd{color:#555b68}
.definition dt:last-of-type,.definition dd:last-of-type{border-bottom:0}
.how__callout{padding:27px;border-radius:var(--radius);background:#f0ebff}
.how__callout h3{margin:0 0 12px;font-size:25px;letter-spacing:-.03em}
.how__callout p{color:#555268}

.faq-list{display:grid;gap:0;margin-top:28px}
.faq-list dt:not(:first-child){margin-top:10px}
.faq-list dt{padding:18px 21px 8px;border:1px solid var(--line);border-bottom:0;border-radius:17px 17px 0 0;background:#fff;font-weight:780}
.faq-list dd{margin:0;padding:0 21px 20px;border:1px solid var(--line);border-top:0;border-radius:0 0 17px 17px;background:#fff;color:var(--muted)}

.footer{padding:58px 0 28px;background:var(--night);color:#fff}
.footer__grid{display:grid;grid-template-columns:1.25fr repeat(4,1fr);gap:28px}
.footer__brand p{max-width:270px;color:#969ba6;font-size:14px}
.footer h2{margin:0 0 14px;font-size:14px}
.footer ul{display:grid;gap:9px;margin:0;padding:0;list-style:none}
.footer li,.footer a{color:#aeb2bb;font-size:13px}
.footer a:hover{color:#fff}
.footer__bottom{display:flex;justify-content:space-between;gap:24px;margin-top:42px;padding-top:20px;border-top:1px solid #2a2c32;color:#7f848f;font-size:12px}
.footer__disclosure{max-width:760px}

.product-hero{padding:18px 0 0}
.product-hero__panel{display:grid;min-height:410px;overflow:hidden;grid-template-columns:.94fr 1.06fr;border-radius:26px;background:var(--night);color:#fff}
.product-hero__copy{align-self:center;padding:clamp(24px,3vw,38px)}
.product-hero h1{max-width:620px;margin:13px 0 12px;font-size:clamp(34px,3.7vw,50px);line-height:1;letter-spacing:-.052em}
.product-hero__copy>p{max-width:620px;margin:0;color:#c1c4cc;font-size:15px;line-height:1.45}
.product-hero__facts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}
.product-hero__facts span{padding-top:13px;border-top:1px solid #35373d}
.product-hero__facts b,.product-hero__facts small{display:block}
.product-hero__facts b{font-size:13px}
.product-hero__facts small{margin-top:3px;color:#8f949f;font-size:11px;line-height:1.35}
.product-hero__visual{position:relative;min-height:410px;margin:0;overflow:hidden;background:#f7f4ec}
.product-hero__visual img{width:100%;height:100%;object-fit:cover}
.product-hero__visual figcaption{position:absolute;right:17px;bottom:15px;padding:6px 9px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(12,13,16,.76);color:#d0d3da;font-size:11px;backdrop-filter:blur(9px)}
.product-section{scroll-margin-top:82px}
.product-heading{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:end;margin-bottom:30px}
.product-heading>p{margin:0;color:var(--muted);font-size:17px}
.design-gallery{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.design-card{overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.design-card--dark{border-color:#2a2b30;background:var(--night);color:#fff}
.design-card__visual{position:relative;aspect-ratio:3/2;margin:0;overflow:hidden;background:#f5f5f3}
.design-card__visual img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.design-card__visual--front img{object-position:center}
.design-card:hover .design-card__visual img{transform:scale(1.025)}
.design-card__badge{position:absolute;left:14px;top:14px;padding:7px 10px;border:1px solid rgba(255,255,255,.25);border-radius:999px;background:rgba(15,16,19,.78);color:#fff;font-size:11px;font-weight:800;letter-spacing:.02em;backdrop-filter:blur(8px)}
.design-card__copy{padding:19px 20px 21px}
.design-card__copy h3{margin:0 0 7px;font-size:21px;line-height:1.15;letter-spacing:-.035em}
.design-card__copy p{margin:0;color:var(--muted);font-size:14px;line-height:1.5}
.design-card--dark .design-card__copy p{color:#aeb2bc}
.design-gallery__note{margin:12px 2px 0;color:var(--muted);font-size:12px}
.product-attributes{display:grid;grid-template-columns:repeat(4,1fr);margin:20px 0 0;overflow:hidden;border:1px solid var(--line);border-radius:18px;background:#fff}
.product-attributes dl{margin:0;padding:18px;border-right:1px solid var(--line)}
.product-attributes dl:last-child{border-right:0}
.product-attributes dt{margin-bottom:5px;color:var(--muted);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.product-attributes dd{margin:0;font-size:14px;font-weight:700;line-height:1.4}
.product-split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.product-split__copy{padding:clamp(24px,4vw,44px);border-radius:var(--radius);background:var(--night);color:#fff}
.product-split__copy .section-intro,.product-split__copy>p{color:#b8bbc4}
.product-split__copy>p{font-size:16px}
.product-split__copy .text-link{display:inline-block;margin-top:8px;color:#8fb5ff}
.product-process{display:grid;gap:11px;margin:0;padding:0;list-style:none;counter-reset:process}
.product-process>div,.product-process>li{position:relative;min-height:130px;padding:22px 22px 20px 78px;border:1px solid var(--line);border-radius:18px;background:#fff}
.product-process b{position:absolute;top:20px;left:20px;display:grid;width:39px;height:39px;place-items:center;border-radius:12px;background:var(--yellow)}
.product-process h3{margin:0 0 5px;font-size:20px;letter-spacing:-.025em}
.product-process p{margin:0;color:var(--muted);font-size:14px}
.product-table-shell table{min-width:900px}
.product-table-shell td:nth-child(2){font-weight:650}
.product-notice{display:grid;grid-template-columns:250px 1fr;gap:28px;margin-top:18px;padding:21px 23px;border-radius:17px;background:#fff4ca}
.product-notice b{font-size:16px}
.product-notice p{margin:0;color:#62583b}
.guide-aside .button{margin-top:15px}
.product-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
.product-benefits article{padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.product-benefits article>span{display:grid;width:46px;height:46px;margin-bottom:38px;place-items:center;border-radius:14px;background:#e8efff;color:var(--blue);font-weight:900}
.product-benefits article:nth-child(2)>span{background:#e1f8ef;color:#087453}
.product-benefits article:nth-child(3)>span{background:#fff0bd;color:#665000}
.product-benefits h3{margin:0 0 8px;font-size:22px;letter-spacing:-.03em}
.product-benefits p{margin:0;color:var(--muted);font-size:14px}
.product-fit{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:15px}
.product-fit>div{padding:24px;border-radius:var(--radius);background:#e9f7f1}
.product-fit>div+div{background:#f5f1ff}
.product-fit h3{margin:0 0 11px;font-size:21px}
.product-fit ul{display:grid;gap:8px;margin:0;padding-left:20px;color:#4f5662}
.product-page #sources{padding-top:clamp(48px,6vw,76px)}
.article-hero__visual:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,12,16,.08),transparent 38%,rgba(10,12,16,.16));pointer-events:none}
.article-hero__label{position:absolute;z-index:3;top:18px;left:18px;display:flex;align-items:center;gap:8px;padding:8px 11px;border:1px solid rgba(255,255,255,.55);border-radius:999px;background:rgba(255,255,255,.9);color:var(--ink);font-size:12px;font-weight:850;backdrop-filter:blur(9px)}
.article-hero__label b{display:grid;width:20px;height:20px;place-items:center;border-radius:50%;background:var(--blue);color:#fff;font-family:Georgia,serif;font-size:13px}
.article-hero__flow{position:absolute;z-index:3;left:18px;bottom:16px;display:flex;align-items:center;gap:7px;padding:7px 9px;border-radius:999px;background:rgba(12,13,16,.78);color:#fff;font-size:11px;font-weight:750;backdrop-filter:blur(9px)}
.article-hero__flow span{padding:4px 7px;border-radius:999px;background:rgba(255,255,255,.13)}
.article-hero__flow i{color:var(--yellow);font-style:normal}
.article-hero__visual figcaption{z-index:3}
.article-mechanism{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:stretch}
.article-mechanism__copy{padding:27px;border-radius:var(--radius);background:var(--night);color:#fff}
.article-mechanism__copy h3{margin:0 0 13px;font-size:27px;line-height:1.1;letter-spacing:-.04em}
.article-mechanism__copy p{margin:0;color:#b8bbc4}
.article-mechanism__copy p+p{margin-top:14px}
.article-steps{display:grid;gap:10px;margin:0;padding:0;list-style:none;counter-reset:article-step}
.article-steps li{position:relative;min-height:104px;padding:20px 20px 20px 72px;border:1px solid var(--line);border-radius:18px;background:#fff;counter-increment:article-step}
.article-steps li:before{content:counter(article-step);position:absolute;top:18px;left:18px;display:grid;width:36px;height:36px;place-items:center;border-radius:11px;background:var(--yellow);font-size:13px;font-weight:900}
.article-steps b,.article-steps span{display:block}
.article-steps b{margin-bottom:4px;font-size:18px}
.article-steps span{color:var(--muted);font-size:14px;line-height:1.45}
.article-scenarios article>span{margin-bottom:24px}
.table-footnote{margin:13px 3px 0;color:var(--muted);font-size:12px}
.article-checklist{grid-template-columns:1fr}
.care-list{display:grid;grid-template-columns:1fr 1fr;gap:11px}
.care-list>div{position:relative;min-height:150px;padding:21px;border:1px solid var(--line);border-radius:18px;background:#fff}
.care-list b{display:grid;width:36px;height:36px;margin-bottom:20px;place-items:center;border-radius:11px;background:#e8efff;color:var(--blue);font-size:18px}
.care-list h3{margin:0 0 6px;font-size:19px;letter-spacing:-.025em}
.care-list p{margin:0;color:var(--muted);font-size:14px}
.stub{min-height:72vh;padding:72px 0}
.stub__panel{max-width:900px;padding:clamp(30px,6vw,70px);border-radius:30px;background:var(--canvas)}
.stub h1{margin:12px 0 20px;font-size:clamp(38px,6vw,68px);line-height:1;letter-spacing:-.06em}
.stub p{max-width:680px;color:var(--muted);font-size:18px}

@media(max-width:1020px){
  .header__inner{gap:14px}
  .header__nav-shell{position:relative;gap:8px;overflow:hidden}
  .main-nav{flex:1;gap:7px;overflow-x:auto;overscroll-behavior-x:contain;scroll-behavior:smooth;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .main-nav::-webkit-scrollbar{display:none}
  .main-nav a{padding:9px 13px;border-radius:999px;background:var(--canvas);font-size:14px}
  .nav-scroll-button:not([hidden]){display:grid}
  .hero__panel{min-height:0;grid-template-columns:1fr}
  .hero__visual{grid-row:1;min-height:280px}
  .hero__copy{grid-row:2}
  .bank-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .direction-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .compare-note,.guide-layout,.how{grid-template-columns:1fr}
  .product-hero__panel{min-height:0;grid-template-columns:1fr}
  .product-hero__visual{grid-row:1;min-height:330px}
  .product-hero__copy{grid-row:2}
  .product-heading,.product-split{grid-template-columns:1fr;gap:24px}
  .article-mechanism{grid-template-columns:1fr}
  .design-gallery{grid-template-columns:1fr 1fr}
  .design-card:last-child{grid-column:1/-1}
  .design-card:last-child .design-card__visual{aspect-ratio:2.4/1}
  .product-attributes{grid-template-columns:1fr 1fr}
  .product-attributes dl:nth-child(2){border-right:0}
  .product-attributes dl:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer__grid{grid-template-columns:repeat(3,1fr)}
  .footer__brand{grid-column:1/-1}
}
@media(max-width:660px){
  body.has-mobile-floating-cta{padding-bottom:calc(96px + env(safe-area-inset-bottom))}
  .container{width:min(calc(100% - 28px),var(--container))}
  .header__inner{min-height:56px;gap:10px}
  .brand__mark{width:34px;height:34px;border-radius:11px;font-size:17px}
  .main-nav a{padding:7px 11px;font-size:13px}
  .nav-scroll-button{font-size:20px}
  .brand__text,.header__actions>.button{display:none}
  .header__actions{display:none}
  .mobile-floating-cta{position:fixed;z-index:90;right:14px;bottom:calc(12px + env(safe-area-inset-bottom));left:14px;display:flex;min-height:58px;align-items:center;justify-content:center;gap:11px;padding:8px 16px;border-radius:16px;background:var(--blue);color:#fff;box-shadow:0 12px 34px rgba(23,105,255,.35);font-size:16px;font-weight:800;opacity:0;pointer-events:none;transform:translateY(calc(100% + 30px));transition:opacity .25s ease,transform .25s ease,background .18s ease}
  .mobile-floating-cta__copy{display:grid;min-width:0;text-align:left;line-height:1.15}
  .mobile-floating-cta__label{display:block}
  .mobile-floating-cta__copy small{display:block;margin-top:3px;color:rgba(255,255,255,.78);font-size:10px;font-weight:650;line-height:1.2}
  .mobile-floating-cta--comparison{background:var(--night);box-shadow:0 12px 34px rgba(18,19,24,.3)}
  .mobile-floating-cta--comparison:hover{background:#25262b}
  .mobile-floating-cta--comparison .cta-action-icon{border-color:var(--yellow);background:var(--yellow);color:var(--ink)}
  .mobile-floating-cta.is-visible{opacity:1;pointer-events:auto;transform:translateY(0)}
  .mobile-floating-cta:hover{background:var(--blue-dark)}
  .hero{padding-top:10px}
  .hero__panel{border-radius:22px}
  .hero__copy{padding:20px 18px 22px}
  .hero h1{margin-top:10px;font-size:clamp(30px,9vw,38px)}
  .hero__lead{font-size:15px}
  .hero__actions{margin-top:16px}
  .hero__facts{margin-top:16px}
  .hero__visual{min-height:190px}
  .hero__card{width:min(100%,430px)}
  .hero__caption{right:12px;bottom:12px}
  .product-hero{padding-top:10px}
  .product-hero__panel{border-radius:22px}
  .product-hero__visual{min-height:210px}
  .product-hero__copy{padding:21px 18px 23px}
  .product-hero h1{margin:11px 0;font-size:clamp(31px,9.4vw,40px)}
  .product-hero__copy>p{font-size:14px}
  .product-hero__facts{grid-template-columns:1fr;gap:8px;margin-top:20px}
  .product-hero__facts span{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding-top:9px}
  .product-hero__facts small{margin:0;text-align:right}
  .product-hero__visual figcaption{right:10px;bottom:10px;max-width:calc(100% - 20px)}
  .article-hero__label{top:11px;left:11px}
  .article-hero__flow{right:10px;bottom:10px;left:10px;justify-content:center}
  .article-hero__visual figcaption{display:none}
  .toc__panel{display:block;padding:14px}
  .toc__title{display:block;margin-bottom:10px}
  .bank-grid,.direction-grid{grid-template-columns:1fr}
  .design-gallery,.product-attributes,.product-benefits,.product-fit{grid-template-columns:1fr}
  .design-card:last-child{grid-column:auto}
  .design-card:last-child .design-card__visual{aspect-ratio:3/2}
  .design-card__copy{padding:16px 17px 18px}
  .product-attributes dl,.product-attributes dl:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}
  .product-attributes dl:last-child{border-bottom:0}
  .product-notice{grid-template-columns:1fr;gap:8px}
  .section-head{display:block}
  .section-head>.text-link{display:inline-block;margin-top:15px}
  .mini-steps{grid-template-columns:1fr}
  .definition{grid-template-columns:1fr}
  .definition dt{border-bottom:0}
  .care-list{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr 1fr}
  .footer__brand{grid-column:1/-1}
  .footer__bottom{display:block}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}